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Home » financial planning

financial planning

How to Manage Mental Health and Stress?

PSCfy Partner · August 21, 2018 · 2 Comments

apollo, scleroderma, mental health, stress
Image Courtesy via pexels.com

Mental Health is one of the most understated issues of the day. We rush to the doctors on the first physical symptom of illness but continuous stress and struggle with life does not impress us enough to take our mental health seriously. It is quite important for people to realize healthy brain is essential for a healthy life. And, our lifestyle and relationships have a particular affect on how healthy our brain is.

Our body can undergo biological and chemical changes due to our mental health and in turn it can affect our heart condition. So, it is imperative that we learn to manage both our mental and physical health for overall well-being. So, let us see how we can manage the enormous amount of stress prevailing in our lives.

How to manage Mental Health and Stress?

Create a Healthy Work-Life Balance

Excessive working hours and stressing out too much about career is detrimental to our health. This is especially true for women and if you are a working mother, stress and hectic work life can take a real toll. Depending on how demanding your role is, the amount of decisions which rest with you and security of the job are all factors which lead to stress.

Financial Planning

[Read more…] about How to Manage Mental Health and Stress?

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How to start investing your money?

PSCfy Partner · August 9, 2018 · 3 Comments

financial planning, investing money
Image Courtesy via pexels.com

It is a euphoric feeling when you get your first salary in hand. The financial independence comes with a lot of freedom and lot of lessons. The first lesson is how not overspend and to learn financial planning. I remember when I had gotten a job during the last semester of my engineering, my mom had started to educate me on financial literacy. Whew! It felt like I had entered an adult world.

Today, this information is much more easily available at our fingertips, thanks to Quora and other finance websites. I really like how people share their investment tips and knowledge for the beginners. So, I thought I would share a bit of my knowledge though I hardly know a lot about mutual funds and share markets. So, let’s see what I have.

Create a Budget

This might take you a few months to figure out depending on your living conditions and expenses incurred. Always start with listing out your expenses from the first month itself. You can always add to the list later if you do not anticipate something. This will give you an idea of how much you need to spend towards your living expenses.

Divide Your Income

Depending on the budget created, you can create divide your income into expenses, savings, investment options and luxury segments. Always create the habit of saving before spending. Howsoever little you might be earning (if you are doing internship), you can always save 5-10% of your salary barring the living expenses. If you are earning a decent salary (say above 20k), lock 20-30% of the amount every month depending on your budget.

[Read more…] about How to start investing your money?

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