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Let’s understand which are the most common critical illnesses in India?

Heart Attack
Kidney Failure which may lead to an Organ Transplant or dialysis
Paralysis
Various types of cancer
Burn injuries

If we consider the cost of managing these illnesses, it seems beyond the reach of a common man. Costs of regular dialysis can range between Rs.50 thousand-2 lakhs depending upon the city and the severity of the condition.

If the condition requires a kidney transplant, costs range between Rs.4-7 lakhs. A heart bypass surgery, medically known as CABG(Coronory Artery Bypass Grafting) costs anywhere between Rs.1.3 lakhs to 3 lakhs depending upon the kind of hospital and the city in which you are getting it done.

The above are actually only hospitalization costs. What about the impact of being unable to work due to the recovery process? Is that even considered? The answer is ‘no’! That is not covered by mediclaim. Recovery from a critical illness may take around 2 months or so to actually be fit enough to take the stress of hectic work, travel, etc. If you’ve undergone a kidney transplant, it may take you even longer around 2 to 6 months to recover. If you are the breadwinner for the family, you you may end up exhausting all your lifetime savings in order to make ends meet.

Lifestyle, today, is not as simple as it once was! The 9 to 5 jobs are long gone and inflation rates have risen quite high. The 3 basic needs for living – house, food and clothing – now also include a laptop, a mobile and a car, if not anything else! As a consequence, you are working harder and longer to make that lifestyle possible. Hence, more stress and poor health.

Irregular working hours, the easily available junk food, the hectic life spent more in traffic than having a peaceful chat with your better half, all impact your health adversely and make you more susceptible to any sort of a illness, leave alone the critical ones. So, to protect you and your family against such a critical illness, Edelweiss has launched a special insurance package called CritiCare+.

CritiCare+ is not a life insurance but comes in handy if you or any of your family member diagnosed with critical health issues. Also, this insurance is useful because the general medical health insurance do not provide protection against such health conditions.

Edelweiss

The best critical illness insurance in India

Edelweiss CritiCare+ Critical Illness Policy

So, what is Critical Illness according to Edelweiss?