Archives for July 2016

The best critical illness insurance in India

PSCfy Partner · July 29, 2016 · Leave a Comment

Let’s understand which are the most common critical illnesses in India?

Heart Attack
Kidney Failure which may lead to an Organ Transplant or dialysis
Paralysis
Various types of cancer
Burn injuries

If we consider the cost of managing these illnesses, it seems beyond the reach of a common man. Costs of regular dialysis can range between Rs.50 thousand-2 lakhs depending upon the city and the severity of the condition.

If the condition requires a kidney transplant, costs range between Rs.4-7 lakhs. A heart bypass surgery, medically known as CABG(Coronory Artery Bypass Grafting) costs anywhere between Rs.1.3 lakhs to 3 lakhs depending upon the kind of hospital and the city in which you are getting it done.

The above are actually only hospitalization costs. What about the impact of being unable to work due to the recovery process? Is that even considered? The answer is ‘no’! That is not covered by mediclaim. Recovery from a critical illness may take around 2 months or so to actually be fit enough to take the stress of hectic work, travel, etc. If you’ve undergone a kidney transplant, it may take you even longer around 2 to 6 months to recover. If you are the breadwinner for the family, you you may end up exhausting all your lifetime savings in order to make ends meet.

Vitamin Deficiency and Chronic Fatigue

PSCfy Partner · July 28, 2016 · 3 Comments

I have been waiting to do this post since ages. Chronic Fatigue is a lifestyle disease of this age. I too am suffering from the same since two years! The irregular office timings, easily available fast food options, lack of time to take care of health, everything culminates into a poor diet and weak body. People hardly have time to go for even a blood test or doctor’s consultation.

Similar thing has been happening to my other half. He had some severe stomach ache for which we had to consult a doctor. She asked him to get some blood tests done. We did everything required but the major issue came when he had to go and give his blood sample after breaking his fast and collecting the reports. Either we would forget or some or the other work would come. It took us two months to just collect those reports and, for the record, the clinic is just 2-3 kms away.

The same scenario is repeating again. I have to get my blood tests done but I am a certified injection screecher and a horrible one at that!! I used to shout when getting pricked for haemoglobin testing. Blood test was a huge step for me. Now, I am used to it but still I like to have someone with me. But, Mr. P hardly has time on weekdays and on weekends we promptly forget our health needs! This when I recalled how Thyrocare had come to our aid a few years back.

Two years back, my father-in-law had booked the appointment for the blood tests collection at our home and the person in charge had promptly arrived a convenient half hour before we all started for work. Thankfully, he was very skilled at taking the blood so it was not much of a hassle. He took all our samples and our reports arrived in two days. We had probably taken one of the Thyrocare Arogyam packages which involves all the major tests. I should do the same this time as well to know the root cause of my chronic fatigue.

Coming back to the real reason behind Chronic Fatigue, any doctor would ask you for a few standard blood tests which you can even get done regularly to just keep an eye on your vitamin and other levels. The doctors I have visited in the past two years have all been saying one thing. There is a marked vitamin deficiency in people around 25-35 which is causing their health issues. So, which blood tests can you done even without wasting your fee on doctor’s consultation.

Vitamin D

Is dark so ugly? {Beauty Philosophy}

Swati · July 11, 2016 · 13 Comments

Well, this certainly does not apply to women alone but let me say that maximum racism is carried out by women only! Ok, I might be termed a misogynist for this statement. But, seriously, maximum number of times in my life, only women have pointed out that I am dark and therefore ugly!

Anyways, why this post was prompted was because of my increasing concern towards my readers! Oh no, I am not altruistic. But, recently, I have started getting so many queries regarding how to become fair. Well, if you are a 10 plus something, I am fine with such questions. But, the unfortunate thing is that mommies are becoming paranoid for their 1-2 month old babies’ complexions as well.

First, I am NOT making fun of you. Second, I am seriously concerned. Third, hear me out.

I totally understand where all this concern is coming from. Years and years of ill-treatment due to complexion differences more often result in such kind of anxieties. So, let me first reply to all those queries. PLEASE DO NOT BE CONCERNED. The babies and kids tend to change their skin color. In fact, skin color changes for even adults. So, keep their skin care routines healthy and simple and apply sunscreen regularly for kids above 2 years or ask a dermatologist or a paediatrician.

Now, coming to voicing my concerns, I think that we can not change the old mindset but we can lay down the new rules. We as the propagator of the future generations need to get over our insecurities and make sure our kids do not carry the same inferiority complexes which were drilled into us by the society. If at all, they should be taught how to fight and not feel bad for someone’s comments. Because, there will always be one person who will speak ill. Because, there will always be some or the other struggle they have to undergo. And, because, we are better equipped in understanding our kids psychologies thanks to our own experiences.

So, instead of thinking how to deal with the issue, we should teach them how to face the challenges gracefully. And, this is just a small matter of complexion. I very strongly believe that any hesitation on the part of the parent gets conveyed to the kid somehow even if none of them actually understand what it is and that hesitation does manifest in the kid as he grows older.

So, this is my earnest request to all parents of all generations to please not get bothered by little things as complexions and clothes and rather focus on developing self-confidence and self-esteem in the child. And, this process actually starts since the conception of the baby! And, please do not take this post as a lesson in parenting. I do not have a kid of my own neither I have brought up any sibling of mine but these are some parenting rules I live by and would carry them out on my progeny.

What do you all think? Is it our responsibility to change the perspective of future generations or not?

PS: Please note that this post is not meant to hurt any sentiments. On the other hand, I respect them all and understand them!

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Forest Essentials Facial Cleanser Mashobra Honey, Lemon & Rosewater Product Review

Swati · July 8, 2016 · 4 Comments

Today I am reviewing the forest essentials facial cleanser. But, before that, let me share I did something with you.

I finally got to visit Charminar on Ramzan night. And, it was fabulous. There is jostling and pushing and everything but nothing could beat the lights and merriment and the famous Nimrah Cafe’s irani chai and osmania biscuits. It is a experience which should be done every year!!

Anyways, coming back to the forest essentials facial cleanser, I am double minded about it even after using for 3-4 months.

Forest Essentials Facial Cleanser Mashobra Honey, Lemon & Rosewater Product Review

Price : Rs 1,075 for 200ml

Skin Type, Texture and Fragrance

This face wash is meant for dry and normal skin.

Forest Essentials facial cleanser comes in two fragrances – rose and neem. I suppose. I like Mashobra honey range of products with them for their amazing fragrance specially their body oil. It is heavenly.

Fab Bag July 2016 Beauty Box Review

PSCfy Partner · July 6, 2016 · Leave a Comment

Do you like surprises? Because that is what all these beauty box intend for you! You order for one and you never know what you will get next month. The surprise and variety keeps the spice alive. So, this month did the Fab Bag beauty box manage to surprise me?

Fab Bag July 2016 Beauty Box Review

Price: Rs 599 for one month subscription

Products this Month

The theme for this month is Hello Gorgeous.

Sugar Cosmetics Stroke of Genius Back to Black Kohl pencil with sharpener (Rs 499)
Neemli Naturals Bengal Gram Exfoliator (Rs 425 for 50gms, full size)
Johara Instant Radiance Face Scrub Sample (Rs 500 for 100gms, Rs 100 for 15gms sample size)
Pep Moisture Velvet Shampoo (Rs 119 for 50ml, full size)

Total Price of the Products in the bag = Rs 1143 for all products